How it works…

Digital Coupons

Digital offers, whether these are delivered via the web, email, mobile devises, or in-store, including those that customers opt into through “Load to Loyalty Card” features is cleared electronically at the POS. Digital opt-in offers are pre-defined in ICN’s solution and upon receiving offer activations in real ICN awaits the scan of the customer’s loyalty card at checkout, and then validates offers against actual purchases in order to clear and settle these incentives.


Digital Coupons

How it works…

GS1 Bar-Coded Paper Coupons

For paper coupons, whether these come from Free-Standing Inserts (FSIs) or Run of Press (ROP), ICN utilizes the newly available data that is embedded within GS1 Data Bar Codes in conjunction with data from actual purchases to validate, clear, and settle paper incentives.


Turn-Key Paper Clearing and Settlement Solution

Paper Coupons
Paper and Digital Benefit Summary

ICN understands manufacturers are committed to adding efficiency to the promotion process. ICN’s turn-key electronic clearing and settlement solution offers manufacturers the opportunity to eliminate the inefficiency, and dispute resolution time and expense, associated with paper clearing and settlement.


More specifically, ICN’s turn-key electronic promotion solution can help manufacturers improve operational efficiency and promotion effectiveness, which has the potential of reducing the cost per redeemed coupon:

  • Eliminating Fraud: ICN tracks each promotion (digital or paper) at the retailers’ point of sale, ensuring that the correct manufacturer’s promoted products are purchased within the desired promotion period.
  • Family Code Validation: ICN can effectively validate GS1 paper coupons at the family code level and digital coupons at the UPC level to insure that the proper purchase requirements for the coupons incentive have been met.
  • Deal Stacking: Since ICN clears both digital offers and paper coupons, ICN provides manufacturers with the ability, for the first time, to prevent incentives from being redeemed twice when only one product is purchased.
  • Tracking Redemption by Household: ICN reports usage by cardholder ID. When the manufacturers use the ICN direct-to-card capability for digital offers, or a unique serial number for paper coupons, the brand can get detailed redemption reports by household ID. This permits follow-up promotions to be targeted based on consumers’ action with the retailers support.
  • Disputes: ICN eliminates the handling and dispute resolution associated with paper coupons by validating at the POS. The GS1 data is captured by the ICN Databridge software in real time and made available to the manufacturers 24/7 to ensure that any level of data needed to end a dispute is available.
  • Validating Expiration Dates: ICN reads the coupon’s expiration date and sends a ‘Reject Coupon’ code to the POS when a coupon is past the expiration date.
  • Electronic Billing and Settlement: ICN's solution includes an electronic and ACH billing and settlement system using the captured real time redemption data. With electronic files and fully auditable documentation, all disputes are eliminated and the overall settlement process will be much more efficient.